What if…you gave your partner crypto for Valentine’s Day?

Investing isn’t typically seen as the go-to romantic gesture, but there’s something to be said for considering your long-term future. While investing may not have the cinematic panache of holding a boombox outside of your crush’s window or the vivid charm of sending a fresh bouquet of roses, gifting a bespoke digital asset carries its own kind of romance. 

What if you gave your partner €100 worth of Bitcoin last Valentine’s—how much would it be worth today? Looking back even further, what if you created a Bitcoin savings plan for your spouse back in 2020…what kind of returns could you have realised? 

In this article, we take a lighthearted look at how digital assets like cryptocurrency, stocks, and commodities have performed over the years and whether a long-term investment could be the next unexpected Valentine’s gift worth considering.

A unique gift 

It’s February 1st, 2024. You’re trying to find a special Valentine’s gift for your fiance, but all the regular ideas feel so uninspiring. After a long search, it hits you:  

“What if I buy them €100 worth of Bitcoin?” 

On Valentine’s Day, your partner delightfully unwraps their brand new hard wallet and, after much consideration, they decide to hodl the BTC until next year. 

How much would this single investment be worth on February 1st, 2025?  

Fast forward to February 1st, 2025…

• Total investment amount: €100 

• Asset value: €234

• Total gains: €134

• Percentage return: +134% 

While you’re both overjoyed to have doubled your investment, a thought lingers in the back of your mind: what if we invested more consistently over the year? 

A monthly investment strategy 

Let’s take it one step further. What if, instead of a one-time investment, you consistently purchased € 100 worth of Bitcoin every month from February 2024 to February 2025: 

• Total investment amount: €1300 

• Asset value: €2,070

• Total gains: €770

• Percentage return: +59% 

Using the cost-average strategy, a straightforward monthly investment approach, you could have steadily built a stronger position in Bitcoin—without trying to time the market. 

What if you started a Valentine’s Day savings plan?  

Imagine that instead of a one-time gift, you made Valentine’s Day your annual investment date—investing €100 into Bitcoin, stocks, or commodities every year as your way to build a long-term portfolio. 

If you had started this tradition on February 1st, 2020, your total investment by 2025 would be €600 — what kind of returns could you have seen today? 

Let’s explore how this strategy could have played out… 

Cryptocurrencies 

Bitcoin (BTC) 

Making Bitcoin your Valentine in February 2020 could have netted you a lovely gain of €1990 from a €600 investment. 

• Total investment amount: €600 

• Asset value: €2,590

• Total gains: €1990

• Percentage return: +331% 

Fun fact: If you started investing €100 in Bitcoin every Valentine’s Day from February 2011 to February 2025, you’d have 53 BTC worth a heart-racing €4.8 million! 

Ethereum (ETH)

A Valentine’s Day Ethereum tradition since 2020 could have turned €600 into over €3.100 - now that’s a true love story! 

• Total investment amount: €600

• Asset value: €3,142 

• Total gains: €2,542

• Percentage return: +423% 

 Solana (SOL)

You may have found your SOL mate with a €100 annual investment in Solana starting from Valentine’s Day in 2020** —your potential gains could have soared to €37,260  

• Total investment amount: €600 

• Asset value: €37,260

• Total gains: €36,660

• Percentage return: +6110% 

**Solana’s mainnet launched in March 2020, and it was not widely available for public trading in February 2020. This calculation is based on historical price data.

Dogecoin (DOGE)

Puppy love for Dogecoin? If you’d invested €100 every year from February 2020, you could have fetched a whopping €21,133 in gains. 

• Total investment amount: €600 

• Asset value: €22,733 

• Total gains: €21,133

• Percentage return: +3522% 

Oasis Network (ROSE)

Your €600 in Rose could have grown to €908, not the biggest bouquet, but still a sweet return. 

• Total investment amount: €600 

• Asset value: €908 

• Total gains: €308

• Percentage return: +51% 

Stocks 

Netflix (NFLX)

Investing €100 in Netflix every February since 2020 could have let you chill with €550 in gains, delivering a 91% return. 

• Total investment amount: €600  

• Asset value: €1,150

• Total gains: €550

• Percentage return: +91% 

Match (MTCH)

Not every investment is a Match made in heaven – your €600 stake in Tinder’s parent company would be worth just €273 today:

• Total investment amount: €600  

• Asset value: €273 

• Total losses: -€327

• Percentage return: -54.5% 

Fun gift ideas for Valentine’s Day 

Whether your partner is deep into investing or just loves a non-cliché surprise, there’s sure to be a digital asset out there with their name on it. Here are some of the most exciting picks for 2025:

1. Smooth Love Potion (SLP) The name alone makes this one a no-brainer. Used in the Axie Infinity ecosystem, SLP is a gaming token with real utility, but more importantly, it's a great way to sneak in a love-themed gift that could possibly have some investment potential. 

2. Bonk (BONK) If your Valentine loves memes, then BONK is the way to go. As the first Solana-based dog coin, it has gained strong community and meme-worthy momentum. It’s fun, unpredictable, and - who knows? - it might just go absolutely bonkers. 

3. NEAR Protocol (NEAR) For the forward-thinker in your life, NEAR is a hidden gem. It is making blockchain technology more accessible, scalable and sustainable – and while it is not as flashy as some of the big names, it has got potential for long-term growth. 

4. Chainlink (LINK) LINK is not just another altcoin – it’s the secret sauce that makes smart contracts work by pulling real-world data onto the blockchain - making it an essential player in DeFi. It has serious long-term potential, just like your relationship.  

5. Kaspa (KAS) If your partner loves discovering rising stars before they go mainstream, Kaspa is one to watch. With its unique and high-speed consensus algorithm, it is quietly gaining traction and could be the next big thing. 

6. Gold (XAU) Gold – the timeless safe haven. When the market gets rough, many investors flock to gold for its price stability. If jewellery isn’t on your list this year, then an investment in the king of precious metals might represent a golden opportunity - both as a gift and a store of wealth.  

7. Cocoa (COCOA) Chocolate and Valentine’s Day - the ultimate duo. With cocoa prices recently soaring due to global demand and supply shortages, investing in this commodity could be a sweet way to diversify your portfolio. After all, who doesn’t like chocolate on Valentine’s Day?

This Valentine’s, your love for crypto could pay off—literally. Buy at least €50 of any crypto between February 14th and 20th, and you could be one of 5 lucky winners to get double your investment—up to €5,000. 

Investing: The gift that keeps giving 

As we’ve seen, investing in your future could be the ideal gift and cost averaging stands out as an effective strategy to mitigate risk while providing consistent exposure to an asset. It’s particularly useful in navigating crypto market fluctuations where steady and consistent investments in a diverse portfolio can sometimes generate significant returns. 

However, it’s also important to note that you can still lose out if downward market trends persist over a long period. By spreading purchases, cost averaging can help smooth volatility but doesn't guarantee profits or protection against losses. 

Whether you’re new to investing or looking to refine your existing strategy, cost averaging could be the key to unlocking long-term growth.

Explore Bitpanda’s savings plan options and start strengthening your portfolio today.

* Disclaimer 

This article is distributed for informational purposes, and it is not to be construed as an offer or recommendation. It does not constitute and cannot replace investment advice.

Bitpanda does not make any representations or warranties as to the accuracy and completeness of any information contained herein. 

Investing carries risks. You could lose all the money you invest.